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Business Owner's Insurance

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Business Owner’s Policy Coverage Offered by Our Agency

A Business Owner’s Policy (BOP) is essential for most businesses. It bundles property, liability, and income coverage into a single, convenient policy..

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401-500-5026

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danielle@insurance-legacy.com

Is Business Owner’s Insurance Right for You?

Business insurance is essential because it helps protect against unexpected costs from property damage or liability claims. Without it, business owners could face huge out-of-pocket expenses that may seriously impact their operations. In some states, certain types of business insurance are even legally required, making it a critical part of running a secure and compliant business.

Safeguard Your Business from Property Damage, Liability, and Unexpected Interruptions

General Liability
Property Protection
Business Risk Coverage
Cyber Risk Insurance
Injury Liability
Professional Errors Coverage

What Business Owner's Insurance Typically Covers

Team & Staff
Accidents happen if an employee accidentally harms a customer or damages property, your policy has you covered.

Legal Risks
If someone is injured on your premises, your insurance can help cover medical bills and legal defense costs.

Business Location
Whether you operate from home, a leased office, or your own space, your BOP can help protect it.

Valuable Assets
From equipment and inventory to digital data and furniture, your coverage helps repair or replace stolen or damaged property.

Customer Information
In the event of a data breach, your policy can assist with notification costs, reputation management, and more.